Derek Boone, Kenneth Smith, and Ramel Newerls each built a business around a corner of personal finance and real estate that most people overlook. The three joined Sean Kelly on the Digital Social Hour to walk through how they got there.
The conversation covers three distinct paths: Boone's approach to credit strategy, Smith's experience investing in Section 8 housing, and Newerls's business turning abandoned storage lockers into resale income, each framed as that entrepreneur's own approach rather than a universal formula.
About Derek Boone, Kenneth Smith & Ramel Newerls
Derek Boone has built his business around helping people understand and strengthen their credit as a foundation for other financial moves. Kenneth Smith has focused on Section 8 housing, treating it as a real estate investment approach rather than a side note.
Ramel Newerls built his business around storage lockers, buying abandoned units and reselling their contents. Together, the three entrepreneurs represent three different routes into building income outside a traditional job.
What Derek Boone, Kenneth Smith & Ramel Newerls and Sean Kelly Talked About
- Derek Boone's approach to credit strategy as a foundation for building wealth
- Kenneth Smith's perspective on Section 8 housing as a real estate investment approach
- Ramel Newerls's experience turning abandoned storage lockers into a resale business
- How each of the three found a niche market that most investors overlook
- Why they see credit knowledge as a starting point before bigger investments
- Their shared view that overlooked markets can support a stable business
- The different risk and reward tradeoffs across credit, housing, and resale ventures
- What drew each of them to build a business outside conventional employment
Why This Conversation Matters
This conversation brings together three different entrepreneurial paths that rarely get airtime together. Derek Boone, Kenneth Smith, and Ramel Newerls each describe their own approach and experience; individual results vary, and their strategies reflect personal experience rather than professional financial advice.
▶ Watch the full episode on YouTube
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About Sean Kelly & the Digital Social Hour
Sean Kelly is an entrepreneur and the host of the Digital Social Hour, one of the fastest-growing interview podcasts in the world, where he sits down with entrepreneurs, athletes, creators, and cultural voices for candid, long-form conversations. The show draws over 100 million views a month across platforms. Explore more guest features on SeanKelly.io.
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